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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,590 | $29,716-61.0% | $56,077-79.3% | $80,925-85.7% |
| Participation rate | 57.7% | 41.7%+16.0pp | 52.5%+5.2pp | 67.7%-10.0pp |
| Annual return | 12.41% | 35.30%-22.9pp | 1709.28%-1696.9pp | 35.65%-23.2pp |
| Employer contribution / active EE | $607 | $671-9.6% | $1,040-41.7% | $2,756-78.0% |
| Participant deferral / active EE | $2,000 | $1,228+62.8% | $1,954+2.4% | $4,299-53.5% |
| Admin fee / account holder | $2,237 | $2,432-8.0% | $2,825-20.8% | $6,940-67.8% |