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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,140 | $29,319-41.5% | $52,425-67.3% | $82,448-79.2% |
| Participation rate | 50.0% | 46.9%+3.1pp | 55.6%-5.6pp | 68.1%-18.1pp |
| Annual return | 21.74% | 535.20%-513.5pp | 302.12%-280.4pp | 41.64%-19.9pp |
| Employer contribution / active EE | $448 | $586-23.6% | $914-51.0% | $2,551-82.4% |
| Participant deferral / active EE | $1,717 | $1,171+46.6% | $1,790-4.1% | $4,139-58.5% |
| Admin fee / account holder | $2,573 | $1,962+31.1% | $2,495+3.1% | $7,234-64.4% |