Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TWELVE POINTS WEALTH MANAGEMENT LL Service code 27 · EIN 46-5061538 | Advisory (Plan) | $33,344 |
Service code 37 · EIN 04-2647786 | Loan Processing | $28,490 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,979 | $101,653-25.3% | $147,080-48.3% | $74,459+2.0% |
| Participation rate | 74.8% | 75.6%-0.7pp | 82.2%-7.3pp | 67.2%+7.6pp |
| Annual return | 29.30% | 8754.98%-8725.7pp | 420.17%-390.9pp | 1369.70%-1340.4pp |
| Employer contribution / active EE | $2 | $3,813-100.0% | $4,933-100.0% | $2,626-99.9% |
| Participant deferral / active EE | $14,367 | $7,304+96.7% | $8,066+78.1% | $4,350+230.3% |
| Admin fee / account holder | $324 | $1,752-81.5% | $12,989-97.5% | $1,945-83.4% |