Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TWELVE POINTS WEALTH MANAGEMENT LL Service code 27 · EIN 46-5061538 | Advisory (Plan) | $33,344 |
Service code 37 · EIN 04-2647786 | Loan Processing | $28,490 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,979 | $101,591-25.2% | $147,096-48.3% | $74,429+2.1% |
| Participation rate | 74.8% | 75.5%-0.7pp | 82.2%-7.3pp | 67.2%+7.6pp |
| Annual return | 29.30% | 8746.45%-8717.2pp | 419.75%-390.4pp | 1368.38%-1339.1pp |
| Employer contribution / active EE | $2 | $3,813-100.0% | $4,936-100.0% | $2,625-99.9% |
| Participant deferral / active EE | $14,367 | $7,302+96.8% | $8,071+78.0% | $4,348+230.4% |
| Admin fee / account holder | $324 | $1,750-81.5% | $13,005-97.5% | $1,944-83.3% |