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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,468 | $29,319+184.7% | $52,425+59.2% | $82,448+1.2% |
| Participation rate | 12.6% | 46.9%-34.2pp | 55.6%-43.0pp | 68.1%-55.4pp |
| Annual return | 21.47% | 535.20%-513.7pp | 302.12%-280.6pp | 41.64%-20.2pp |
| Employer contribution / active EE | $385 | $586-34.4% | $914-57.9% | $2,551-84.9% |
| Participant deferral / active EE | $826 | $1,171-29.5% | $1,790-53.9% | $4,139-80.0% |
| Admin fee / account holder | $510 | $1,962-74.0% | $2,495-79.6% | $7,234-92.9% |