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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,492 | $29,733+100.1% | $56,025+6.2% | $80,959-26.5% |
| Participation rate | 15.7% | 41.7%-26.0pp | 52.5%-36.8pp | 67.7%-51.9pp |
| Annual return | 13.44% | 35.28%-21.8pp | 1712.69%-1699.2pp | 35.67%-22.2pp |
| Employer contribution / active EE | $436 | $672-35.1% | $1,042-58.1% | $2,757-84.2% |
| Participant deferral / active EE | $934 | $1,229-24.0% | $1,955-52.2% | $4,300-78.3% |
| Admin fee / account holder | $766 | $2,434-68.5% | $2,828-72.9% | $6,925-88.9% |