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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,846 | $27,924-11.0% | $58,544-57.6% | $75,181-67.0% |
| Participation rate | 29.6% | 38.8%-9.2pp | 50.9%-21.2pp | 67.2%-37.6pp |
| Annual return | 15.06% | 44.20%-29.1pp | 4249.56%-4234.5pp | 160.69%-145.6pp |
| Employer contribution / active EE | $506 | $669-24.4% | $1,053-51.9% | $2,671-81.1% |
| Participant deferral / active EE | $1,628 | $1,202+35.5% | $1,923-15.4% | $4,126-60.5% |
| Admin fee / account holder | $481 | $1,726-72.2% | $2,520-80.9% | $5,650-91.5% |