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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,832 | $84,551-65.9% | $61,452-53.1% | $134,532-78.6% |
| Participation rate | 25.0% | 62.2%-37.2pp | 52.6%-27.6pp | 81.2%-56.2pp |
| Annual return | -19.19% | 585.39%-604.6pp | 338.96%-358.2pp | 418.27%-437.5pp |
| Employer contribution / active EE | $644 | $1,545-58.3% | $1,160-44.5% | $4,741-86.4% |
| Participant deferral / active EE | $2,022 | $2,818-28.3% | $2,125-4.9% | $6,401-68.4% |
| Admin fee / account holder | $1,080 | $2,587-58.3% | $2,131-49.3% | $11,429-90.6% |