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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,075 | $27,943-60.4% | $58,507-81.1% | $75,177-85.3% |
| Participation rate | 100.0% | 38.8%+61.2pp | 50.9%+49.1pp | 67.2%+32.8pp |
| Annual return | 20.97% | 44.22%-23.3pp | 4252.32%-4231.4pp | 160.75%-139.8pp |
| Employer contribution / active EE | $1,092 | $670+63.0% | $1,053+3.7% | $2,671-59.1% |
| Participant deferral / active EE | $1,844 | $1,202+53.4% | $1,922-4.1% | $4,126-55.3% |
| Admin fee / account holder | $420 | $1,727-75.7% | $2,486-83.1% | $5,651-92.6% |