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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,752 | $84,628-90.8% | $61,501-87.4% | $134,545-94.2% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -20.61% | 585.61%-606.2pp | 339.04%-359.7pp | 418.37%-439.0pp |
| Employer contribution / active EE | $5,597 | $1,545+262.3% | $1,160+382.6% | $4,742+18.0% |
| Participant deferral / active EE | $6,929 | $2,819+145.8% | $2,125+226.1% | $6,401+8.2% |
| Admin fee / account holder | $826 | $2,587-68.1% | $2,132-61.2% | $11,431-92.8% |