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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,010 | $34,316-82.5% | $74,723-92.0% | $72,976-91.8% |
| Participation rate | 100.0% | 42.4%+57.6pp | 54.5%+45.5pp | 69.5%+30.5pp |
| Annual return | 19.17% | 26.58%-7.4pp | 753.18%-734.0pp | 81.02%-61.8pp |
| Employer contribution / active EE | $879 | $692+27.0% | $1,084-18.9% | $2,440-64.0% |
| Participant deferral / active EE | $1,521 | $1,272+19.6% | $1,962-22.5% | $3,608-57.8% |
| Admin fee / account holder | $503 | $2,125-76.3% | $3,335-84.9% | $5,124-90.2% |