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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,368 | $58,320-22.2% | $86,438-47.5% | $66,938-32.2% |
| Participation rate | 90.6% | 78.6%+12.0pp | 80.3%+10.2pp | 69.8%+20.7pp |
| Annual return | -14.42% | -9.71%-4.7pp | 4397.19%-4411.6pp | 1.58%-16.0pp |
| Employer contribution / active EE | $6,379 | $2,615+143.9% | $3,769+69.2% | $2,545+150.6% |
| Participant deferral / active EE | $9,440 | $6,899+36.8% | $6,952+35.8% | $4,238+122.7% |
| Admin fee / account holder | $1,597 | $546+192.5% | $6,733-76.3% | $594+169.0% |