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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,240 | $63,365-33.3% | $91,994-54.1% | $72,975-42.1% |
| Participation rate | 87.5% | 72.5%+15.0pp | 78.6%+8.9pp | 69.5%+18.0pp |
| Annual return | 24.60% | 35.35%-10.7pp | 69.04%-44.4pp | 81.01%-56.4pp |
| Employer contribution / active EE | $4,343 | $2,116+105.3% | $3,453+25.8% | $2,440+78.0% |
| Participant deferral / active EE | $7,513 | $4,883+53.9% | $5,924+26.8% | $3,608+108.3% |
| Admin fee / account holder | $1,511 | $4,670-67.6% | $7,744-80.5% | $5,124-70.5% |