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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $8,341 |
THE VANGUARD GROUP, INC.2 years Service code 15 · EIN 23-1945930 | Recordkeeping | $466 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $398 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,124 | $58,320-34.6% | $86,451-55.9% | $66,949-43.1% |
| Participation rate | 71.4% | 78.6%-7.2pp | 80.3%-8.9pp | 69.8%+1.6pp |
| Annual return | -8.48% | -9.71%+1.2pp | 4398.51%-4407.0pp | 1.57%-10.0pp |
| Employer contribution / active EE | $4,125 | $2,615+57.7% | $3,770+9.4% | $2,545+62.1% |
| Participant deferral / active EE | $8,335 | $6,899+20.8% | $6,953+19.9% | $4,239+96.6% |
| Admin fee / account holder | $45 | $546-91.8% | $6,734-99.3% | $594-92.5% |