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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,126 | $227,399-88.5% | $189,758-86.2% | $198,609-86.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 10.92% | 61.03%-50.1pp | 52.62%-41.7pp | 202.70%-191.8pp |
| Employer contribution / active EE | $2,921 | $5,526-47.1% | $4,767-38.7% | $5,055-42.2% |
| Participant deferral / active EE | $3,762 | $6,837-45.0% | $5,856-35.8% | $6,977-46.1% |
| Admin fee / account holder | $11,971 | $25,162-52.4% | $20,388-41.3% | $19,030-37.1% |