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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,015 | $29,319+138.8% | $52,425+33.6% | $82,448-15.1% |
| Participation rate | 34.4% | 46.9%-12.5pp | 55.6%-21.2pp | 68.1%-33.7pp |
| Annual return | 69.53% | 535.20%-465.7pp | 302.12%-232.6pp | 41.64%+27.9pp |
| Employer contribution / active EE | $771 | $586+31.4% | $914-15.7% | $2,551-69.8% |
| Participant deferral / active EE | $2,802 | $1,171+139.2% | $1,790+56.5% | $4,139-32.3% |
| Admin fee / account holder | $6,234 | $1,962+217.7% | $2,495+149.9% | $7,234-13.8% |