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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,873 | $148,582-12.6% | $135,942-4.5% | $139,456-6.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.78% | 79.26%-57.5pp | 68.28%-46.5pp | 373.45%-351.7pp |
| Employer contribution / active EE | $8,036 | $5,245+53.2% | $4,858+65.4% | $4,753+69.1% |
| Participant deferral / active EE | $7,644 | $8,101-5.6% | $7,759-1.5% | $6,711+13.9% |
| Admin fee / account holder | $5,042 | $12,402-59.3% | $10,764-53.2% | $11,407-55.8% |