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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,686 | $138,075-19.8% | $123,552-10.4% | $135,379-18.2% |
| Participation rate | 71.4% | 84.7%-13.3pp | 82.3%-10.9pp | 82.6%-11.2pp |
| Annual return | 112.02% | 153.70%-41.7pp | 119.20%-7.2pp | 519.79%-407.8pp |
| Employer contribution / active EE | $3,063 | $5,152-40.5% | $4,628-33.8% | $4,779-35.9% |
| Participant deferral / active EE | $4,333 | $6,800-36.3% | $6,426-32.6% | $5,609-22.7% |
| Admin fee / account holder | $18,054 | $10,917+65.4% | $9,285+94.5% | $10,828+66.7% |