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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,213 | $165,361-73.9% | $149,715-71.1% | $158,950-72.8% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 0.85% | 348.24%-347.4pp | 276.66%-275.8pp | 302.91%-302.1pp |
| Employer contribution / active EE | $1,963 | $5,103-61.5% | $4,645-57.7% | $4,762-58.8% |
| Participant deferral / active EE | $6,391 | $7,182-11.0% | $6,842-6.6% | $5,983+6.8% |
| Admin fee / account holder | $524 | $10,808-95.2% | $9,310-94.4% | $11,248-95.3% |