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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,830 | $167,353-63.7% | $143,797-57.7% | $134,545-54.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.96% | 0.48%-24.4pp | -0.04%-23.9pp | 418.37%-442.3pp |
| Employer contribution / active EE | $2,840 | $5,620-49.5% | $4,952-42.6% | $4,742-40.1% |
| Participant deferral / active EE | $13,627 | $6,447+111.4% | $5,638+141.7% | $6,401+112.9% |
| Admin fee / account holder | $522 | $18,096-97.1% | $14,679-96.4% | $11,431-95.4% |