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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,374 | $202,342-88.4% | $172,753-86.5% | $152,909-84.7% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 27.79% | 1029.88%-1002.1pp | 803.00%-775.2pp | 345.46%-317.7pp |
| Employer contribution / active EE | $2,143 | $5,857-63.4% | $5,144-58.3% | $4,764-55.0% |
| Participant deferral / active EE | $6,428 | $5,948+8.1% | $5,198+23.7% | $5,851+9.9% |
| Admin fee / account holder | $4,617 | $17,112-73.0% | $13,956-66.9% | $11,601-60.2% |