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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,734 | $209,422-79.6% | $178,503-76.1% | $158,982-73.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 34.92% | 188.81%-153.9pp | 151.12%-116.2pp | 302.99%-268.1pp |
| Employer contribution / active EE | $2,814 | $5,707-50.7% | $5,011-43.8% | $4,763-40.9% |
| Participant deferral / active EE | $10,474 | $5,955+75.9% | $5,202+101.3% | $5,983+75.1% |
| Admin fee / account holder | $2,091 | $17,079-87.8% | $13,987-85.0% | $11,252-81.4% |