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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA STREET · SANTA BARBARA, CA 93101 | Advisory (Plan) | $22,000 |
THE VANGUARD GROUP, INC.4 years Service code 15 · EIN 23-1945930 | Recordkeeping | $10,544 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,648 | $69,511-31.5% | $94,664-49.7% | $71,511-33.4% |
| Participation rate | 76.6% | 78.4%-1.8pp | 80.8%-4.2pp | 67.9%+8.7pp |
| Annual return | 29.86% | 29.67%+0.2pp | 156.84%-127.0pp | 28.86%+1.0pp |
| Employer contribution / active EE | $0 | $2,853-100.0% | $3,673-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $13,796 | $7,348+87.8% | $7,417+86.0% | $4,291+221.5% |
| Admin fee / account holder | $137 | $1,211-88.7% | $7,222-98.1% | $1,588-91.4% |