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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,456 | $78,690-91.8% | $161,489-96.0% | $87,485-92.6% |
| Participation rate | 97.1% | 67.5%+29.6pp | 78.7%+18.4pp | 68.9%+28.1pp |
| Annual return | 21.43% | 32.74%-11.3pp | 89.72%-68.3pp | 26.06%-4.6pp |
| Employer contribution / active EE | $1,731 | $2,588-33.1% | $4,268-59.4% | $2,596-33.3% |
| Participant deferral / active EE | $3,108 | $3,311-6.1% | $5,630-44.8% | $4,274-27.3% |
| Admin fee / account holder | $1,266 | $6,724-81.2% | $16,006-92.1% | $7,775-83.7% |