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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 51-6041053 | Other Services | $7,294 |
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $4,850 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,606 | $76,696-83.6% | $96,515-86.9% | $71,511-82.4% |
| Participation rate | 67.8% | 66.6%+1.3pp | 74.3%-6.5pp | 67.9%-0.1pp |
| Annual return | 20.84% | 48.32%-27.5pp | 35.73%-14.9pp | 28.86%-8.0pp |
| Employer contribution / active EE | $262 | $3,032-91.4% | $3,740-93.0% | $2,589-89.9% |
| Participant deferral / active EE | $1,999 | $3,770-47.0% | $4,880-59.0% | $4,291-53.4% |
| Admin fee / account holder | $29 | $2,030-98.6% | $6,735-99.6% | $1,588-98.2% |