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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 51-6041053 | Other Services | $5,635 |
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $5,012 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,827 | $64,176-86.2% | $112,249-92.1% | $66,938-86.8% |
| Participation rate | 67.9% | 68.4%-0.6pp | 75.1%-7.2pp | 69.8%-2.0pp |
| Annual return | -14.70% | -13.80%-0.9pp | 27.48%-42.2pp | 1.58%-16.3pp |
| Employer contribution / active EE | $271 | $3,007-91.0% | $3,636-92.6% | $2,545-89.4% |
| Participant deferral / active EE | $1,782 | $3,694-51.7% | $4,729-62.3% | $4,238-57.9% |
| Admin fee / account holder | $32 | $626-95.0% | $6,412-99.5% | $594-94.7% |