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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,898 | $99,031+27.1% | $86,597+45.4% | $147,585-14.7% |
| Participation rate | 89.5% | 76.3%+13.1pp | 73.5%+15.9pp | 82.8%+6.6pp |
| Annual return | 12.55% | 1312.56%-1300.0pp | 964.96%-952.4pp | 578.57%-566.0pp |
| Employer contribution / active EE | $1,602 | $3,132-48.8% | $2,840-43.6% | $4,876-67.1% |
| Participant deferral / active EE | $3,819 | $3,972-3.9% | $3,609+5.8% | $5,439-29.8% |
| Admin fee / account holder | $1,726 | $5,711-69.8% | $4,906-64.8% | $10,885-84.1% |