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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,292 | $90,509+26.3% | $78,693+45.2% | $273,968-58.3% |
| Participation rate | 78.3% | 76.5%+1.7pp | 73.6%+4.7pp | 83.0%-4.8pp |
| Annual return | 19.70% | 75.61%-55.9pp | 62.18%-42.5pp | 41.45%-21.8pp |
| Employer contribution / active EE | $1,220 | $3,175-61.6% | $2,850-57.2% | $4,869-74.9% |
| Participant deferral / active EE | $2,681 | $3,901-31.3% | $3,517-23.8% | $5,287-49.3% |
| Admin fee / account holder | $1,665 | $5,264-68.4% | $4,511-63.1% | $10,132-83.6% |