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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.2 years Service code 50 · EIN 23-1945930 | Direct Payment | $470 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,174 | $118,971-95.7% | $112,977-95.4% | $73,493-93.0% |
| Participation rate | 23.9% | 83.3%-59.4pp | 82.6%-58.7pp | 70.7%-46.8pp |
| Annual return | 32.71% | 17.79%+14.9pp | 24.24%+8.5pp | 28.51%+4.2pp |
| Employer contribution / active EE | $0 | $4,091-100.0% | $4,255-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $821 | $6,133-86.6% | $5,836-85.9% | $3,740-78.1% |
| Admin fee / account holder | $8 | $573-98.6% | $6,294-99.9% | $513-98.4% |