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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,368 | $181,896-76.7% | $156,551-72.9% | $273,972-84.5% |
| Participation rate | 55.6% | 88.4%-32.8pp | 84.0%-28.5pp | 83.0%-27.5pp |
| Annual return | 10.28% | 30.74%-20.5pp | 32.23%-21.9pp | 41.46%-31.2pp |
| Employer contribution / active EE | $1,379 | $6,248-77.9% | $5,501-74.9% | $4,869-71.7% |
| Participant deferral / active EE | $5,916 | $5,550+6.6% | $4,871+21.5% | $5,287+11.9% |
| Admin fee / account holder | $922 | $15,560-94.1% | $13,028-92.9% | $10,133-90.9% |