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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,641 | $217,432-76.7% | $185,849-72.8% | $167,536-69.8% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 16.12% | 148.42%-132.3pp | 122.10%-106.0pp | 478.82%-462.7pp |
| Employer contribution / active EE | $1,814 | $5,875-69.1% | $5,169-64.9% | $4,839-62.5% |
| Participant deferral / active EE | $3,573 | $6,357-43.8% | $5,569-35.8% | $6,342-43.7% |
| Admin fee / account holder | $651 | $19,818-96.7% | $16,244-96.0% | $12,315-94.7% |