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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,777 | $99,647-46.0% | $86,439-37.8% | $134,509-60.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.10% | 6784.13%-6802.2pp | 4395.55%-4413.7pp | 418.13%-436.2pp |
| Employer contribution / active EE | $3,643 | $4,401-17.2% | $3,769-3.3% | $4,741-23.1% |
| Participant deferral / active EE | $7,468 | $7,246+3.1% | $6,952+7.4% | $6,400+16.7% |
| Admin fee / account holder | $7,965 | $8,373-4.9% | $6,732+18.3% | $11,427-30.3% |