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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,504 | $107,944-67.1% | $91,994-61.4% | $152,885-76.8% |
| Participation rate | 71.4% | 81.2%-9.8pp | 78.6%-7.2pp | 82.5%-11.0pp |
| Annual return | 19.31% | 89.26%-70.0pp | 69.03%-49.7pp | 345.39%-326.1pp |
| Employer contribution / active EE | $2,251 | $4,210-46.5% | $3,452-34.8% | $4,763-52.7% |
| Participant deferral / active EE | $3,586 | $6,365-43.7% | $5,923-39.5% | $5,851-38.7% |
| Admin fee / account holder | $608 | $10,521-94.2% | $7,743-92.2% | $11,598-94.8% |