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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,283 | $88,815-71.5% | $81,882-69.1% | $145,897-82.7% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 13.39% | 1033.75%-1020.4pp | 779.47%-766.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $408 | $3,086-86.8% | $2,916-86.0% | $4,663-91.2% |
| Participant deferral / active EE | $2,132 | $4,647-54.1% | $4,323-50.7% | $6,689-68.1% |
| Admin fee / account holder | $42 | $8,434-99.5% | $7,360-99.4% | $13,390-99.7% |