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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,866 | $65,367-88.0% | $92,915-91.5% | $72,976-89.2% |
| Participation rate | 73.1% | 68.3%+4.8pp | 76.0%-2.9pp | 69.5%+3.6pp |
| Annual return | 17.00% | 42.11%-25.1pp | 109.45%-92.4pp | 81.02%-64.0pp |
| Employer contribution / active EE | $1,470 | $2,594-43.3% | $3,653-59.8% | $2,440-39.7% |
| Participant deferral / active EE | $625 | $3,128-80.0% | $4,238-85.2% | $3,608-82.7% |
| Admin fee / account holder | $395 | $4,251-90.7% | $5,796-93.2% | $5,124-92.3% |