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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,399 | $98,766-86.4% | $149,730-91.1% | $79,852-83.2% |
| Participation rate | 86.5% | 75.8%+10.7pp | 82.5%+4.0pp | 69.6%+16.8pp |
| Annual return | 39.81% | 27.43%+12.4pp | 276.70%-236.9pp | 31.72%+8.1pp |
| Employer contribution / active EE | $2,014 | $3,217-37.4% | $4,645-56.6% | $2,471-18.5% |
| Participant deferral / active EE | $4,230 | $5,681-25.5% | $6,843-38.2% | $3,740+13.1% |
| Admin fee / account holder | $393 | $6,052-93.5% | $9,310-95.8% | $5,306-92.6% |