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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,528 | $157,276-93.9% | $141,177-93.3% | $152,885-93.8% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 39.81% | 64.33%-24.5pp | 71.40%-31.6pp | 345.39%-305.6pp |
| Employer contribution / active EE | $2,035 | $5,262-61.3% | $4,736-57.0% | $4,763-57.3% |
| Participant deferral / active EE | $4,704 | $7,110-33.8% | $6,710-29.9% | $5,851-19.6% |
| Admin fee / account holder | $1,084 | $12,123-91.1% | $10,263-89.4% | $11,598-90.7% |