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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,471 | $102,393-49.7% | $147,041-65.0% | $80,911-36.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.03% | 134.95%-121.9pp | 419.21%-406.2pp | 35.63%-22.6pp |
| Employer contribution / active EE | $8,658 | $3,715+133.0% | $4,935+75.4% | $2,756+214.2% |
| Participant deferral / active EE | $7,564 | $6,647+13.8% | $8,071-6.3% | $4,297+76.0% |
| Admin fee / account holder | $322 | $7,943-95.9% | $13,006-97.5% | $6,935-95.4% |