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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,968 | $98,776-94.0% | $149,745-96.0% | $79,856-92.5% |
| Participation rate | 93.3% | 75.8%+17.5pp | 82.5%+10.9pp | 69.6%+23.7pp |
| Annual return | 32.86% | 27.38%+5.5pp | 276.72%-243.9pp | 31.71%+1.2pp |
| Employer contribution / active EE | $1,583 | $3,217-50.8% | $4,646-65.9% | $2,471-35.9% |
| Participant deferral / active EE | $3,027 | $5,681-46.7% | $6,843-55.8% | $3,741-19.1% |
| Admin fee / account holder | $376 | $6,053-93.8% | $9,312-96.0% | $5,306-92.9% |