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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,951 | $89,370-95.6% | $141,197-97.2% | $72,976-94.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 53.80% | 111.88%-58.1pp | 71.41%-17.6pp | 81.02%-27.2pp |
| Employer contribution / active EE | $1,291 | $3,115-58.6% | $4,736-72.7% | $2,440-47.1% |
| Participant deferral / active EE | $3,037 | $5,419-43.9% | $6,710-54.7% | $3,608-15.8% |
| Admin fee / account holder | $347 | $5,957-94.2% | $10,265-96.6% | $5,124-93.2% |