Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,519 | $57,073-90.3% | $85,126-93.5% | $80,925-93.2% |
| Participation rate | 40.0% | 56.4%-16.4pp | 67.5%-27.5pp | 67.7%-27.7pp |
| Annual return | 14.05% | 21.69%-7.6pp | 66.63%-52.6pp | 35.65%-21.6pp |
| Employer contribution / active EE | $752 | $1,801-58.2% | $2,731-72.5% | $2,756-72.7% |
| Participant deferral / active EE | $833 | $3,113-73.2% | $4,523-81.6% | $4,299-80.6% |
| Admin fee / account holder | $2,126 | $4,988-57.4% | $6,160-65.5% | $6,940-69.4% |