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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,621 | $92,798+31.1% | $96,707+25.8% | $137,256-11.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 15.98% | 31.24%-15.3pp | 34.78%-18.8pp | 220.34%-204.4pp |
| Employer contribution / active EE | $14,707 | $4,147+254.6% | $4,191+250.9% | $4,156+253.9% |
| Participant deferral / active EE | $7,960 | $5,877+35.4% | $5,997+32.7% | $6,407+24.2% |
| Admin fee / account holder | $2,997 | $7,946-62.3% | $7,503-60.0% | $12,270-75.6% |