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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,621 | $95,959+26.7% | $97,411+24.9% | $138,895-12.4% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 15.98% | 29.30%-13.3pp | 34.72%-18.7pp | 145.39%-129.4pp |
| Employer contribution / active EE | $14,707 | $4,278+243.8% | $4,210+249.3% | $4,194+250.6% |
| Participant deferral / active EE | $7,960 | $5,876+35.5% | $5,886+35.2% | $6,396+24.4% |
| Admin fee / account holder | $2,997 | $7,555-60.3% | $7,145-58.0% | $12,562-76.1% |