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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,773 | $96,491-32.9% | $75,894-14.7% | $152,885-57.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 19.72% | 33.98%-14.3pp | 30.76%-11.0pp | 345.39%-325.7pp |
| Employer contribution / active EE | $11,972 | $3,310+261.7% | $2,501+378.7% | $4,763+151.3% |
| Participant deferral / active EE | $9,624 | $4,553+111.4% | $3,603+167.1% | $5,851+64.5% |
| Admin fee / account holder | $938 | $8,079-88.4% | $5,420-82.7% | $11,598-91.9% |