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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,315 | $83,337-73.2% | $67,834-67.1% | $273,972-91.9% |
| Participation rate | 61.5% | 76.4%-14.9pp | 68.8%-7.3pp | 83.0%-21.5pp |
| Annual return | 13.76% | 259.45%-245.7pp | 138.47%-124.7pp | 41.46%-27.7pp |
| Employer contribution / active EE | $7,317 | $3,287+122.6% | $2,403+204.4% | $4,869+50.3% |
| Participant deferral / active EE | $5,032 | $4,088+23.1% | $3,160+59.3% | $5,287-4.8% |
| Admin fee / account holder | $536 | $6,752-92.1% | $4,622-88.4% | $10,133-94.7% |