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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,389 | $81,487-62.7% | $102,412-70.3% | $80,935-62.5% |
| Participation rate | 35.3% | 66.8%-31.5pp | 74.5%-39.2pp | 67.7%-32.4pp |
| Annual return | 11.55% | 25.60%-14.0pp | 24.94%-13.4pp | 35.66%-24.1pp |
| Employer contribution / active EE | $1,427 | $3,103-54.0% | $3,870-63.1% | $2,757-48.2% |
| Participant deferral / active EE | $1,933 | $3,871-50.1% | $5,060-61.8% | $4,299-55.0% |
| Admin fee / account holder | $0 | $6,717-100.0% | $8,388-100.0% | $6,924-100.0% |