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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,389 | $81,446-62.7% | $103,374-70.6% | $80,874-62.4% |
| Participation rate | 35.3% | 66.9%-31.6pp | 74.5%-39.2pp | 67.6%-32.4pp |
| Annual return | 11.55% | 25.57%-14.0pp | 24.89%-13.3pp | 35.62%-24.1pp |
| Employer contribution / active EE | $1,427 | $3,107-54.1% | $3,869-63.1% | $2,756-48.2% |
| Participant deferral / active EE | $1,933 | $3,870-50.0% | $5,058-61.8% | $4,297-55.0% |
| Admin fee / account holder | $0 | $6,715-100.0% | $8,394-100.0% | $6,935-100.0% |