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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,378 | $92,219-82.2% | $76,766-78.7% | $135,382-87.9% |
| Participation rate | 85.7% | 79.8%+5.9pp | 77.0%+8.8pp | 82.6%+3.1pp |
| Annual return | -7.64% | 5.46%-13.1pp | 2.43%-10.1pp | 519.77%-527.4pp |
| Employer contribution / active EE | $1,344 | $3,216-58.2% | $2,485-45.9% | $4,779-71.9% |
| Participant deferral / active EE | $4,052 | $4,508-10.1% | $3,851+5.2% | $5,609-27.8% |
| Admin fee / account holder | $1,397 | $10,749-87.0% | $6,675-79.1% | $10,829-87.1% |