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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,871 | $98,240-86.9% | $82,312-84.4% | $147,586-91.3% |
| Participation rate | 73.3% | 79.7%-6.4pp | 76.9%-3.6pp | 82.8%-9.5pp |
| Annual return | 13.92% | 30.85%-16.9pp | 25.88%-12.0pp | 578.59%-564.7pp |
| Employer contribution / active EE | $980 | $3,192-69.3% | $2,428-59.7% | $4,876-79.9% |
| Participant deferral / active EE | $3,250 | $4,383-25.9% | $3,706-12.3% | $5,439-40.2% |
| Admin fee / account holder | $402 | $8,563-95.3% | $5,608-92.8% | $10,886-96.3% |