Filings through .
3 of 18 flags tripped on the 2025 filing.
Low fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Low assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 3 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
2 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$20K in admin expenses, $38 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
2 funds of $250K or more; 15 lines in all, holding $2.8M of the plan's $2.8M. Recordkeeper: Paychex.
Target-date series: SSgA Target Retirement, mutual fund, 72% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| SSgA Target Retirement State Street (SSgA) · Mutual fund Target-date, 1 vintage | $2.0M | 72.0% |
| N/R Fidelity Mid-Cap Index Fund Fidelity (FMR) · Mutual fund Index | $352K | 12.6% |
| State Street Equity 500 Index Fund Class K State Street (SSgA) · Mutual fund Index | $171K | 6.1% |
| Vanguard Growth Index Fund Admiral Shares Vanguard · Mutual fund Index | $98K | 3.5% |
| N/R Vanguard Small Cap Growth Admiral Fund N/R Vanguard · Mutual fund | $52K | 1.8% |
| N/R Participant Loans Manager not matched · Other | $48K | 1.7% |
| N/R iShares MSCI EAFE International Index Fund N/R BlackRock · ETF Index | $19K | 0.7% |
| N/R Vanguard Small-Cap Value Index Fund Admiral Shares N/R Vanguard · Mutual fund Index | $13K | 0.5% |
| State Street Global All Cap Equity US State Street (SSgA) · Mutual fund | $8K | 0.3% |
| N/R Ssga Target Retirement Fund - Class K N/R State Street (SSgA) · Mutual fund | $7K | 0.2% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
5 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund, dropped 5 funds. Moved to another target-date series.
| Fund | Year-end value |
|---|---|
| Target-date switchNuveen Lifecycle Index 2040 Fund Class R6 to SSgA Target Retirement 2020 Fund | $479 to $2.0M |
| DroppedPrudential Total Return Bond Ret Opt | $370K |
| DroppedAsset Core Plus Bond Ret Opt | $359K |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
5 more lines and 4 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 1 by compensation.
| Provider | Compensation |
|---|---|
PAYCHEX, INC.2 years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 Recordkeeping | $14,816 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
10 feature codes on the 2025 filing.
3 contacts
3 filings · 2023 to 2025