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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,171 | $129,737-42.8% | $119,126-37.7% | $154,746-52.1% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 10.84% | 379.08%-368.2pp | 282.11%-271.3pp | 172.34%-161.5pp |
| Employer contribution / active EE | $1,173 | $4,375-73.2% | $4,034-70.9% | $4,379-73.2% |
| Participant deferral / active EE | $8,992 | $5,842+53.9% | $5,318+69.1% | $6,730+33.6% |
| Admin fee / account holder | $1,017 | $11,961-91.5% | $10,693-90.5% | $14,365-92.9% |