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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,941 | $138,076-89.2% | $123,553-87.9% | $135,380-89.0% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -44.01% | 153.70%-197.7pp | 119.21%-163.2pp | 519.81%-563.8pp |
| Employer contribution / active EE | $4,765 | $5,152-7.5% | $4,628+3.0% | $4,779-0.3% |
| Participant deferral / active EE | $5,839 | $6,800-14.1% | $6,426-9.1% | $5,609+4.1% |
| Admin fee / account holder | $1,146 | $10,917-89.5% | $9,284-87.7% | $10,828-89.4% |