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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,147 | $176,120-71.0% | $159,487-67.9% | $167,553-69.5% |
| Participation rate | 69.2% | 85.0%-15.7pp | 82.8%-13.6pp | 82.1%-12.9pp |
| Annual return | 32.71% | 331.95%-299.2pp | 263.71%-231.0pp | 478.89%-446.2pp |
| Employer contribution / active EE | $4,360 | $5,299-17.7% | $4,831-9.8% | $4,840-9.9% |
| Participant deferral / active EE | $5,974 | $7,752-22.9% | $7,354-18.8% | $6,343-5.8% |
| Admin fee / account holder | $512 | $12,561-95.9% | $10,804-95.3% | $12,316-95.8% |