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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,764 | $100,139-54.3% | $85,187-46.3% | $145,884-68.6% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 15.83% | 84.15%-68.3pp | 66.67%-50.8pp | 551.85%-536.0pp |
| Employer contribution / active EE | $14,287 | $3,238+341.2% | $2,732+422.9% | $4,662+206.4% |
| Participant deferral / active EE | $20,128 | $5,296+280.1% | $4,525+344.8% | $6,690+200.9% |
| Admin fee / account holder | $2,740 | $7,262-62.3% | $6,162-55.5% | $13,392-79.5% |