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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,764 | $99,921-54.2% | $85,009-46.2% | $145,959-68.6% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 15.83% | 83.89%-68.1pp | 66.47%-50.6pp | 561.95%-546.1pp |
| Employer contribution / active EE | $14,287 | $3,233+341.9% | $2,728+423.6% | $4,661+206.5% |
| Participant deferral / active EE | $20,128 | $5,293+280.3% | $4,522+345.1% | $6,689+200.9% |
| Admin fee / account holder | $2,740 | $7,252-62.2% | $6,153-55.5% | $13,398-79.5% |