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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,764 | $99,995-54.2% | $85,063-46.2% | $145,978-68.6% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 15.83% | 83.99%-68.2pp | 66.54%-50.7pp | 550.52%-534.7pp |
| Employer contribution / active EE | $14,287 | $3,231+342.2% | $2,727+423.9% | $4,662+206.5% |
| Participant deferral / active EE | $20,128 | $5,295+280.1% | $4,523+345.0% | $6,690+200.9% |
| Admin fee / account holder | $2,740 | $7,255-62.2% | $6,155-55.5% | $13,400-79.6% |