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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,538 | $88,754+61.7% | $81,820+75.4% | $145,877-1.6% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 15.99% | 1031.77%-1015.8pp | 777.93%-761.9pp | 551.28%-535.3pp |
| Employer contribution / active EE | $4,081 | $3,085+32.3% | $2,915+40.0% | $4,663-12.5% |
| Participant deferral / active EE | $9,948 | $4,648+114.0% | $4,323+130.1% | $6,691+48.7% |
| Admin fee / account holder | $652 | $8,424-92.3% | $7,391-91.2% | $13,402-95.1% |