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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,563 | $72,071+142.2% | $68,368+155.3% | $137,256+27.2% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.8%-13.8pp | 80.0%-20.0pp |
| Annual return | 13.53% | 353.14%-339.6pp | 292.57%-279.0pp | 220.34%-206.8pp |
| Employer contribution / active EE | $3,583 | $2,788+28.5% | $2,649+35.3% | $4,156-13.8% |
| Participant deferral / active EE | $6,890 | $4,410+56.2% | $4,123+67.1% | $6,407+7.5% |
| Admin fee / account holder | $2,387 | $5,336-55.3% | $5,150-53.6% | $12,270-80.5% |